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LOAN INTEREST RATE W.E.F. 01/10/2016
 

No.

Loan Type

Description

 Interest Rate

1

Personal Loan

Priority, Non Priority, Janata Varad Hasta, Other Hypothication Loan

14.00%

2

Educational Loan

Cash Credit, Term loan

11.50%

   

Professional Eduflex

10.75%

3

Professional Loan

Pro-Growth

13.00%

4

*Commercial Loan, Trading (Retailer, wholesaler Distributor)

*Industrial Loan : Manufacturing, Services

* Government Contractor and other Contractor

Upto Rs.1,00,00,000/-

14.00%

   

Rs.1,00,00,0001/- to Rs.5,00,00,000/-

14.50%

   

Above Rs.5,00,00,001/-

15.00%

5

Builder Loan

Under CRE

16.50%

6

Paper Security

N.S.C. / L.I.C. Policy

12.00%

7

Fixed Deposit Loan

Loan against Fixed Deposit including Third party F.D.

F.D. Interest rate + 2%

8

Home Savings Loan

 

F.D. Interest rate + 2%

9

Suvarna Ratna / Kanchan Ratna / Gold Loan

 

12.00%

10

Agriculture Loan :

 

12.00%

11

Janata Gruha Karj

 

Upto 10 years

Above 10 years

 

1

Upto Rs. 25.00 Lac

9.75%

10.25%

 

2

Above Rs.25.00 Lac

10.00%

10.50%

12

Udyam Vardhini

 

13.00%

13

Janata Sanganak Loan

 

14.00%

14

Dhanvantari Loan

 

14.00%

15

Janata Mobile Loan

 

14.00%

16

Mango Loan

 

12.00%

17

Janata Udyam Vikas

 

14.00%

18

Annapurna Loan

 

14.00%

19

Shares Loan

Maximum Limit Rs.10.00 Lac

13.00%

20

Rent Discounting Loan

 

12.50%

21

Jeevandoot Loan

 

12.50%

22

My Dream Car

Maximum Limit Rs. 50.00Lac

Other

Ladies

 

Four Wheeler Loan

36 Months

9.85%

9.75%

 

 

60 Months

10.10%

10.00%

 

 

84 Months

10.50%

10.40%

23

Janata Two Wheeler Loan

 

11.00%

10.75%

24

Swapnapurti Karj Yojana

For Term Loan

Housing Loan Interest rate + 2%

 

 

For Cash Credit 

Housing Loan Interest rate  + 2.50%

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