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Services Charges

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No. Type / Nature of Service Minimum Balance Service Charges
1
Saving Bank Account
Zero Balance
   Nil
2
Saving Bank Account - No frills Account
Zero Balance
   Nil
3
Current Account
Rs. 3000/-
   Nil
4
Current Account for other Branches.
Rs. 1000/-
   Nil
5
Chiranjeev SB Account
Rs. 100/-
   Nil 
6
Transfer of Funds (ABB)
 
    Nil  
Mode of calculation of Minimum Balance - Computerised
No. Type / Nature of Service Service Charges
Other Saving Bank Account Facility
7
Issue of Duplicate Statement
Savings Account .. Rs.50/-
Current Account .. Rs.75/-
8
Issue of loose cheque leaves
Not Applicable
9
Issue of duplicate Pass Book
Rs.50/- per pass book (for each financial year)
Remittance facility through Own Bank
10
Demand Draft Commission
Rs. 2/-   Per 1000/- Minimum  
Rs. 25/- and above   Maximum Rs. 15000/-
 
11
DD – Cancellation
Rs.50/- per draft.
12
DD – Duplicate
Not Applicable
13
DD – Revalidation
Rs.50/- per draft
14
NEFT charges Outward
(For Our Bank's Customers)
 
Amt.Upto Rs.25,000 :- NIL.
 
Amt.Rs. 25,001 to Rs.1,00,000:- Rs.5/-  
 
Am.Rs.1,00,001 to Rs.2,00,000  :-Rs.15/-
 
Amt.Above Rs.2 Lakhs :-Rs.25/-
 
(For Other than Our Customers)
 
Amt.Upto Rs. 10,000/- :-Rs.2.50/-
 
Am.Rs.10,001/- to Rs. 50,000/-   :-Rs. 5/- 
15
PO – Issue
Upto Rs.1000/- Rs.20/-
and Rs.2.00 per thousand
or part of it (Max Rs.2,500/-)
16
RTGS - Outward
Rs.1.00 to Rs.2.00 Lakhs
Nil
Above Rs.2 Lakhs to Rs.5.00 Lakhs
Rs.25/-
Above Rs.5.00 Lakhs
Rs.50/-
17
PO – Cancellation
Rs.50/- per PO
18
PO - Duplicate
Rs.50/- per PO
19
PO – Revalidation
Rs.50/- per PO
20
NEFT charges Inward
Nil
21
RTGS - Inward
Nil
22
Collection of Cheques
Not Applicable
Remittance facilities through other Bank
23
DD - Issue
Rs. 2/-   Per 1000/- Minimum  
Rs. 25/- and above   Maximum Rs. 15000/-
 
24
DD - Cancellation
Rs.50/- per draft
25
DD - Duplicate
Not Applicable
26
DD - Revalidation
Rs.50/- per draft
27
Collection of cheques

Not Applicable

Foreign Exchange Transactions
28
Remittance Outward
Actual charges of Tie- up Bank plus 50% of that charges. Minimum Rs.250/-
29
Remittance Inward
Actual Charges of Tie-up Bank
plus 50% of that charges
30
T.Cs - Selling
Not Applicable
31
T.Cs - Encashing
Not Applicable
32
T.Cs - Foreign Currency
Not Applicable
Cheque Collection
33
Local
   NIL
34
Outstation Collection of Cheques through Own Bank

   Nil

35
Collection of Outstation cheques
Upto Rs.10,000/- ..... Rs.50/-
Rs.10,001/- to Rs. 25,000/-..... Rs.100/-
Rs.25,001/- to 50,000/-.......... Rs.100/-
Rs.50,001/-to 1 ,00,000/-..............  Rs.100/-
Rs.1,00,001/- and above ...............  Rs.150/-
Plus Postage & Courier Charges
 
36
A) Bouncing of cheques Inward
   
   
   
   
   
B) ECS Return Charges

Upto Rs.100000/-  Rs.100/-
Rs.100001/-above  Rs.300/- 

37
Bouncing of cheques Local outward cheques

Upto 100000/-     Rs.50/-
Rs.100001/-above Rs.100/-

Retail Loan
38
Loan Processing Charges
(w.e.f. : 01.09.2011)

 
1. For All Loans - 0.40 % of Loan Amount subject to maximum of Rs.2,50,000/- and minimum Rs.100/-
2. For Cash Credit Renewal - 50 % of the charges applicable for All loans mentioned as above.
3. For New Loans - only for Principle Approval - 
   a) No charges for loans below Rs.50/- lac
   b) Charges above Rs.50.01 lac - 0.05 % of the loan amount subject to maximum of Rs.10,000/- and minimum of Rs.100/- (Non refundable)
 
Note : For all loans, Loan Processing Charges are applicable as mentioned in (1). For principle approval above charges are to be deposited first and after sanction of the loan, balance charges to be paid  
39
Prepayment charges

Prepayment Charges are 1 % of Debit Balance of the loan and are applicable only if -
1. Loan amount above Rs.5/- crore;
2. Take over by other bank; and
3. Loan repaid with the period of 1/2 time of the actual loan period
40
No Due Certificate

Rs.15 per certificate

w.e.f. : 04.08.2008


41
Solvency Certificate

 


0.50 % of the Certificate Amount subject to maximum of Rs.50,000/-
42
Charges for late payment of EMI

2% of EMI amount (pending Installments)

43
Charges for changing from floating to fixed rate of Interest
Not Applicable
44
Charges for changing from fixed to floating rate of Interest
Not Applicable
45
ATM
Nil
Miscellaneous
46
Balance Enquiry
NIL
47
Balance Certificate
NIL
48
Interest Certificate

For duplicate only Rs.50 per certificate

49
Accounts Closer

Before 6 months of opening,
Savings Rs.200/- & Current Rs.250/-

50
Use of Fax, Telephone, Modem
Expenses at actual
51
Photo Attestation
NIL
52
Signature Attestation
Rs.25/- per form
53
Stop payment charges
Savings Account ... Rs.25/- per instruction
Current Account ... Rs.50/- per instruction
54
Inoperative Account

Saving and Current Rs.100 six monthly

55
Folio Charges
Rural Area ( One Page of 30 Computer Entries )
-  Per Page Rs.25/-
Urban Area ( One Page of 30 Computer Entries )
-  Per Page Rs.50/-
56
Locker Form Fee
Pending Locker Rent (Notice Charges)
Penalty on Late payment of Locker Rent
Bill Discounting Ledger Charges
Duplicate ATM Card
Duplicate Pin
Cheque Discounting Charges
 
MICR Cheque charges
Franking charges
Rs.100/- per Locker Form
Rs.100/- 
Rs. 25/- per month
Rs. 25/-  per quarter
Rs.100/- per card
Rs.50/-
Rs.10/- per thousand (Min 15 days interest @ maximum interest rate)
   Nil
Rs.15/- per document
Above Charges are inclusive of Service Tax
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