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Janata Eduflex Loan

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$img_title Loan Amount :
Loan Amount Colateral
Rs. 4/- Lac -unsecured Not required
Rs. 10/- Lac 65 % of Loan Amt
Rs. 20/- Lac 100 % of Loan Amt
But Minimum Loan Amount Rs. 10,000/- *
Education in University within India Maximum Loan Rs. 10/- Lac
Education in University Outside India Maximum Loan Rs. 20/- Lac
$img_title Rate of Interest : @ 11.50 % with monthly rest. Rate of Interest may change from time to time
$img_title Period : Course Duration + 5 years but Maximum Period 10 years including dry period of 6 months
$img_title Period Of Repayment : Course Duration + 5 years but Maximum Period 10 years including dry period of 6 months
$img_title Guarantor : One Guarantor in case loan is above Rs. 4/- lac
$img_title Purpose Of Loan : Course / Degree /Diploma / Hostel Fee along with Computer exp. etc
$img_title Application Contribution : above Rs. 4/- lac and up to Rs.10/- Lac 65 % co-lateral and above Rs.10/- Lac -100 % co-lateral
$img_title Membership : @ 2.5 % of Loan Amount
$img_title Documents : 1) Loan Application
2) Income Proof
3) PAN Card
4) Latest Colour Photo
5) Latest Address Proof
6) Quotation
7) Last 12 months Bank Passbook xerox
8) Students profile
$img_title Who can Apply : Parent/s is/are the Applicant and in case student is major he/she is also co-applicant.
$img_title Note : * Loan will be sanctioned at the sole discretion of the Bank or Bank reserved the rights to sanction the Loan.
* Terms and conditions are Applicable
* Initially Loan account will be opened as Cash Credit and after completion of the Course it will be converted in to a Term Loan
* Direct Payment will be made
 
   
   

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