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 | Loan Amount | : | 80 % of total educational cost,
Maximum Rs. 5 Lacs *
Education in India Rs 5 Lac.
Education in Outside India Rs 20 Lac. |
 | Rate of Interest | : |  |
 | Period | : | 5 Years (Max) |
 | Guarantor | : | Two |
 | E.M.I. | : | As per period Chosen |
 | Purpose Of Loan | : | Higher Education in India or abroad |
 | Membership | : | @ 2.5 % of Loan Amount |
 | Security | : | Any tangible security upto 100 %
(For loan above Rs. 50,000/- only) |
 | Who can Apply | : | Earning Student or Guardian / Parents * Loans at Sole Discretion of Janata Bank
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