| Other Saving Bank Account Facility |
| 10 |
Issue of Duplicate Statement |
Nil |
| 11 |
Issue of loose cheque leaves |
Not Applicable |
| 12 |
Issue of duplicate Pass Book |
Rs.25/- per pass book (for each financial year) |
| 13 |
Mode of Calculation of Minimum Balance
|
Computerised
|
| Remittance facility through Own Bank |
| 14 |
DD - Issue |
Rs.2.00 & Minimum Rs.10/- Maximum no bar. |
| 15 |
DD – Cancellation |
Rs.50/- per draft. |
| 16 |
DD – Duplicate |
Rs.50/- per draft |
| 17 |
DD – Revalidation |
Rs.50/- per draft |
| 18 |
NEFT charges Outward |
w.e.f. 25.04.2009
Upto Rs.1 Lakh
Rs.5/- per transaction + Tax
Rs.1 Lakh and above
Rs.25/- per transaction + Tax |
| 19 |
PO – Issue |
Upto Rs.1000/- Rs.10/- and Rs.1.50 per thousand or part of it (Max Rs.1500/-) |
| 20 |
RTGS - Outward |
w.e.f. : 25.04.2009
Rs.1.00 to 5 Lakhs
Rs.25/- per transaction + Service Tax
Rs.5 Lakhs & above
Rs.50/- per transaction + Service Tax |
| 21 |
PO – Cancellation |
Rs.50/- per PO |
| 22 |
PO - Duplicate |
Rs.50/- per PO |
| 23 |
PO – Revalidation |
Rs.50/- per PO |
| 24 |
TT - Issue |
Not Applicable
|
| 25 |
TT – Cancellation |
Not Applicable |
| 26 |
TT - Duplicate |
Not Applicable |
| 27 |
TT – Revalidation |
Not Applicable |
| 28 |
NEFT charges Inward |
w.e.f.:01.02.2009
Nil |
| 29 |
RTGS - Inward |
w.e.f. : 01.02.2009
Nil |
| 30 |
Collection of Cheques |
Not Applicable |
| Remittance facilities through other Bank |
| 31 |
DD - Issue |
Rs.2/- per thousand per draft plus issuing bank charges / Minimum Rs.10/- |
| 32 |
DD - Cancellation |
1.5 times of Other Bank Charges |
| 33 |
DD - Duplicate |
1.5 times of Other Bank Charges |
| 34 |
DD - Revalidation |
1.5 times of Other Bank Charges |
| 35 |
PO - Issue |
Not Applicable |
| 36 |
PO - Revalidation |
Not Applicable |
| 37 |
PO - Cancellation |
Not Applicable |
| 38 |
PO - Duplicate |
Not Applicable |
| 39 |
TT - Issue |
Not Applicable |
| 40 |
TT - Cancellation |
Not Applicable |
| 41 |
TT - Duplicate |
Not Applicable |
| 42 |
TT - Revalidation |
Not Applicable |
| 43 |
NEFT Charges INWARD |
w.e.f. : 01.02.2009
Nil |
| 44 |
NEFT Charges OUTWARD |
w.e.f. : 01.02.2009
Upto Rs 1 Lakh
Actual charges of Tie-up Bank's
+ Rs.5/- per transaction
+ Tax
Rs 1 Lakh and Above
Actual charges of Tie-up Bank's
+ Rs.25/- per transaction
+ Tax |
| 45 |
RTGS INWARD |
w.e.f. : 01.02.2009
Nil |
| 46 |
RTGS OUTWARD |
w.e.f. : 01.02.2009
Rs 1.00 to 5 Lakhs
Actual charges of Tie-up Bank's
+ Rs.25/- per transaction
+ Tax
Rs 5 Lakhs & Above
Actual charges of Tie-up Bank's
+ Rs.50/- per transaction
+ Tax |
| 47 |
Collection of cheques
|
Not Applicable
|
| Foreign Exchange Transactions |
| 48 |
Remittance Outward |
Actual charges of Tie- up Bank plus 50% of that charges. Minimum Rs.250/- |
| 49 |
Remittance Inward |
Actual Charges of Tie-up Bank plus 50% of that charges |
| 50 |
T.Cs - Selling |
Not Applicable |
| 51 |
T.Cs - Encashing |
Not Applicable |
| 52 |
T.Cs - Foreign Currency |
Not Applicable |
| Cheque Collection |
| 53 |
Local |
NIL |
| 54 |
| Outstation through Own Bank |
| A) |
Collection of cheques drawn on our branches |
| |
|
| |
|
| |
|
| |
|
| |
|
| |
|
| |
|
| |
|
| B) |
Collection of outstation cheques of another bank located in our branch area |
| |
|
| |
|
| |
|
|
| |
|
|
|
|
|
w.e.f 09.07.09
|
| Upto Rs.1,000/- |
| |
Nil + Postage Rs.10/- |
| |
if actually paid. |
|
Rs.1,001/- to Rs. 5,000/-
|
|
|
Rs. 25 /-+ Service Tax
|
Rs.5,001/- to Rs.10,000/-
Rs.50/- + Service Tax
|
|
Rs.10,001/- to 1,00,000/-
|
|
Rs.100/- + Service Tax (Postage Nil)
|
Rs.1,00,001/- and above
|
|
Rs.150/- + Service Tax (Postage Nil)
|
From 12.05.2010
50% of above charges + Service Tax + Postage & Courier as applicable
|
|
|
|
| 55 |
| Collection of Outstation cheques through another bank |
| A) |
Location where our bank has a tie-up with another Bank |
| |
|
| |
|
| |
|
| |
|
| |
|
| |
|
| |
|
| B) |
Where bank do not have Tie-up |
| |
|
| |
|
| |
|
| |
|
|
| |
w.e.f 01.12.09 |
| Upto Rs.1,000/-- |
| |
Nil+Postage Rs.10/- if
|
| |
actually paid |
| Rs.1,001/- to Rs. 5,000/- |
| |
Rs. 25/-+Service Tax |
| Rs.5,001/- to 10,000/- |
| |
Rs.50 /-+Service Tax |
| Rs.10,001/-to 1 ,00,000/- |
| |
Rs.100/- + Service Tax |
| Rs.1,00,001/- and above |
| |
Rs.150/- + Service Tax |
| |
|
| From 12.05.2010
50% of above charges + Service Tax + Postage & Courier as applicable
|
| |
|
|
| 56 |
| A) |
Bouncing of cheques Inward |
| |
|
| |
|
| |
|
| |
|
| |
|
| B) |
ECS Return Charges |
|
| Upto Rs.1000/- |
Rs.25/- |
| 1001/- to 25000/- |
Rs.100/- |
| 25001 to 1/- Lac |
Rs.200/- |
| 100001 to 5/- Lacs |
Rs.300/- |
| Above 5/- Lacs |
Rs.500/- |
| Ecs Return Charges |
|
| Rs.25/- per transaction |
|
w.e.f 01.12.09
|
|
| 57 |
Bouncing of cheques Local outward cheques
|
| Upto 500/- |
NIL |
| 501 to 5000 |
Rs.10/- |
| 5001 to 10000 |
Rs.15/- |
| 10001 to 25000 |
Rs. 20/- |
| 25001 to 50000 |
Rs. 30/- |
| 50001 to 1/- Lac |
Rs. 50/- |
| 100001 to 5/- Lacs |
Rs.100/- |
| 500001 to 10/- Lacs |
Rs.150/- |
| 1000001 to 25/- Lacs |
Rs.250/- |
| Above 25/- Lacs |
Rs.500/- |
|
| Retail Loan |
| 58 |
Loan Processing Charges
(w.e.f. : 04.08.2008)
|
| Upto 50000/- |
Rs.150/- |
| 50001 to 2/- Lacs |
Rs. 300 /- |
| 200001 to 10/- Lacs |
Rs.300/- for first Rs. 2/- Lacs plus Rs.200/-per next 1/- Lac |
| 10,000,01 & upto 1/- Cr |
Rs.2000/- for first Rs. 10 Lacs plus Rs.200/- per next 1/- Lac
|
| 1/- Cr. to 5/- Cr |
Rs.20000/- for first Rs. 1/- Cr. plus Rs. 300/- per next Rs. 1/- Lacs
|
|
Maximum Rs.1.25/- Lacs/-
For Educational Loans - 50% as of above charges
For Scheme Loans - scrutiny charges may differ as per the scheme
|
|
| 59 |
Prepayment charges
|
For Housing Loan Only
1% of Loan Balance Amount
w.e.f. : 04.08.2008
|
| 60 |
No Due Certificate
|
Rs.15 per certificate
w.e.f. : 04.08.2008
|
| 61 |
Solvency Certificate
|
| w.e.f. : 04.08.2008 |
| Upto Rs. 1/- Lac |
Rs.500/- |
| Above 1/-Lac |
Rs.500/-plus Rs.200/- per next Lac or part of it. Max.50,000/- |
|
| 62 |
Charges for late payment of EMI
|
2% of EMI amount (pending Installments)
|
| 63 |
Charges for changing from floating to fixed rate of Interest |
Not Applicable |
| 64 |
Charges for changing from fixed to floating rate of Interest |
Not Applicable |
| 65 |
Cards |
Not Applicable |
| 66 |
ATM |
Nil |
| 67 |
Credit Card /Debit Card |
Not Applicable |
| Miscellaneous |
| 68 |
Balance Enquiry |
NIL |
| 69 |
Balance Certificate |
NIL |
| 70 |
Interest Certificate
|
For duplicate only Rs.50 per certificate
|
| 71 |
Accounts Closer
|
Before 6 months of opening,
Savings Rs.100/- & Current Rs.300/-
|
| 72 |
Use of Fax, Telephone, Modem |
Expenses at actual |
| 73 |
Photo Attestation |
NIL |
| 74 |
Signature Attestation |
Rs.15/- per form |
| 75 |
Stop payment charges |
Rs.25/- per instruction |
| 76 |
Inoperative Account
|
Saving and Current Rs.100 six monthly
|
| Above Charges are inclusive of Service Tax |
