| No. |
Type of Loan. |
Amount. |
Period. |
Interest Rate. |
 |
Commercial Loans (Including L.A.E.P.
Janata Udyam Vikas
and
Janata Dhanvantri Loan) |
Up to Rs. 5.00 Lac |
- |
14.00 % |
|
|
Rs. 5.01 to Rs. 15.00 Lacs |
- |
14.50 % |
|
|
Rs. 15.01 to Rs. 25.00 Lacs |
- |
14.75 % |
|
|
Rs.25.01 to Rs. 50.00 Lacs |
- |
15.00 % |
|
|
Rs. 50.01 and Above |
- |
15.25 % |
|
Personal Loans / Consumer Durable Loans |
- |
- |
15.00 % |
|
Gold Loans / Suvarna Ratna Scheme |
- |
- |
12.00 % |
|
Rent Discounting |
- |
- |
13.00 % |
|
Agricultural Loans |
- |
- |
12.00 % |
|
Mango Agricultural Loan |
- |
- |
12.50% |
|
Educational Loan |
Up to Rs 2 Lac |
- |
12.50% |
|
|
Above Rs 2 Lac |
- |
13.00% |
|
Self Help Groups |
- |
- |
14.00 % |
|
Janata Vehicle Loans (Two Wheeler) |
- |
- |
14.00 % |
|
Four Wheeler Vehicle Loans ( for existing borrowers) |
- |
- |
11.00 % |
|
Janata Vehicle Loans ( Four Wheeler) |
- |
Upto 5 Years |
12.00 % |
|
|
- |
Up to 3 Years |
11.50 % |
|
Loan against Fixed Deposit |
- |
- |
Rate of Interest on Deposit
+ 2 % |
|
Janata Gruha Karja Yojana - Housing Loan
|
Upto Rs. 10,00,000 |
Upto 10 Years |
11.00 % |
|
|
Rs.10,00,001/- to 15,00,000/- |
Upto 10 Years |
11.50 % |
|
|
Rs.15,00,001/- to 25,00,000/- |
Upto 10 Years |
12.00 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
Upto 10 Years |
12.50 % |
|
|
Upto Rs. 10,00,000 |
Upto 5 Years |
09.50 % |
|
|
Rs.10,00,001/- to 15,00,000/- |
Upto 5 Years |
09.50 % |
|
|
Rs.15,00,001/- to 25,00,000/- |
Upto 5 Years |
09.50 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
Upto 5 Years |
10.00 % |
|
|
Upto Rs. 10,00,000 |
Upto 15 Years |
11.50 % |
|
|
Rs.10,00,001/- to 15,00,000/- |
Upto 15 Years |
12.00 % |
|
|
Rs.15,00,001/- to 25,00,000/- |
Upto 15 Years |
12.50 % |
|
|
Rs.25,00,001/- to 50,00,000/- |
Upto 15 Years |
13.00 % |
