|
No. |
Type / Nature of Service |
Minimum Balance |
Service Charges |
|
1. |
Saving Bank Account with Cheque Book facility
for Pune City, Mumbai Region, Aurangabad, Latur and Kolhapur |
Rs. 1,000/- |
Rs. 50/- Half Yearly |
|
2. |
Saving Bank Account with Cheque Book facility
for Other Branches |
Rs. 300/- |
Rs. 50/- Half Yearly |
|
3. |
Minimum Balance without Cheque Book facility
for Pune City, Mumbai Region, Aurangabad, Latur and Kolhapur |
Rs. 500/- |
Rs. 50/- Half Yearly |
|
4. |
Minimum Balance without Cheque Book facility
for or Other Branches |
Rs.200/- |
Rs. 50/- Half Yearly |
|
5. |
Saving Bank Account - No frills Account |
Zero Balance |
Nil |
|
Mode of calculation of Minimum Balance - Computerised |
|
No. |
Type / Nature of Service |
Service Charges |
|
Other Saving Bank Account Facility |
|
6. |
Issue
of Duplicate Statement |
Rs.25/- per page |
|
7. |
Issue
of loose cheque leaves |
Not
Applicable |
|
8. |
Issue
of duplicate Pass Book for Pune and Mumbai division, Aurangabad,
Latur,Kolhapur branches |
Rs.25/- per pass book (for each financial year) |
|
9. |
Issue
of Duplicate Pass Book for other branches |
Rs.25/- per Pass Book (for each financial year) |
|
10. |
Mode
of Calculation of Minimum Balance |
Computerised |
|
Remittance facility through Own Bank |
| 11. |
DD -
Issue |
Upto
Rs.1000/- Rs.10/-and for next per thousand or part of it Rs.1.50 &
Minimum Rs.10/- Maximum no bar. |
| 12. |
DD –
Cancellation |
Rs.50/- per draft |
| 13. |
DD –
Duplicate |
Rs.50/- per draft |
| 14. |
DD –
Revalidation |
Rs.50/- per draft |
| 15. |
PO –
Issue |
Upto
Rs.1000/- Rs.10/- and Rs.1.50 per thousand or part of it (Max Rs.1500/-) |
| 16. |
PO –
Cancellation |
Rs.50/- per PO |
| 17. |
PO –
Duplicate |
Rs.50/- per PO |
|
18. |
PO –
Revalidation |
Rs.50/- per PO |
|
19. |
TT –
Issue |
| Upto Rs.10000/- |
NIL |
| 10001/- to 25000/- |
Rs.30/- |
| 25001/- to 50000/- |
Rs.50/- |
| 50001/- to 1/- Lac |
Rs.100/- |
| Above 1/- Lac |
Rs.200/- |
|
|
20. |
TT –
Cancellation |
Not
Applicable |
| 21. |
TT –
Duplicate |
Not
Applicable |
| 22. |
TT –
Revalidation |
Not
Applicable |
| 23. |
EFT
charges Inward |
Not
Applicable |
| 24. |
EFT
charges Outward |
Not
Applicable |
| 25. |
RTGS
– Outward |
Not
Applicable |
| 26. |
RTGS
- Inward |
Not
Applicable |
| 27. |
Collection of Cheques |
NIL |
|
Remittance facilities through other Bank |
|
28. |
DD –
Issue |
Rs.2/- per thousand per draft plus issuing bank charges / Minimum Rs.10/- |
|
29. |
DD –
Cancellation |
Actual charges of Other bank plus 50% of that charges. |
|
30. |
DD –
Duplicate |
As
above |
|
31. |
DD –
Revalidation |
As
above |
|
32. |
PO –
Issue |
Not
Applicable |
|
33. |
PO –
Revalidation |
Not
Applicable |
|
34. |
PO –
Cancellation |
Not
Applicable |
|
35. |
PO –
Duplicate |
Not
Applicable |
|
36. |
TT –
Issue |
Not
Applicable |
|
37. |
TT –
Cancellation |
Not
Applicable |
|
38. |
TT –
Duplicate |
Not
Applicable |
|
39. |
TT –
Revalidation |
Not
Applicable |
|
40. |
EFT
Charges INWARD |
Not
Applicable |
|
41. |
EFT
Charges OUTWARD |
Not
Applicable |
|
42. |
RTGS
INWARD |
w.e.f. : 04.08.2008
Rs.100/- for any Amount |
|
43. |
RTGS
OUTWARD |
w.e.f. : 04.08.2008
Actual charges of Tie-up Bank's plus 50% of that charges. Min.:- Rs100/-
& Max.:- No Limit |
|
44. |
Collection of cheques |
Not
Applicable |
|
Foreign Exchange Transactions |
|
45. |
Remittance Outward |
Actual charges of Tie- up Bank plus 50% of that charges. Minimum Rs.250/-
. |
|
46. |
Remittance Inward |
Actual charges of Tie- up Bank plus 50% of that charges. |
|
47. |
T.Cs
- Selling |
Not
Applicable |
|
48. |
T.Cs
– Encashing |
Not
Applicable |
|
49. |
T.Cs
– Foreign Currency |
Not
Applicable |
|
Cheque Collection |
|
50. |
Local
|
NIL |
|
51. |
| Outstation
through Own Bank |
|
A) |
Collection of cheques drawn on our
branches |
| |
|
| |
|
| |
|
| |
|
|
B) |
Collection of outstation cheques of
another bank located in our branch area |
| |
|
| |
|
| |
|
|
| |
|
|
|
| |
|
| Upto Rs.10000/- |
NIL |
| 10001/- to 25000/- |
Rs.30/- |
| 25001/- to 50000/- |
Rs.50/- |
| 50001/- to 1/- Lac |
Rs.100/- |
| Above 1/- Lac |
Rs.200/- |
| |
|
| 1) |
From
Re.1/- to 10000/- Minimum Rs.5/- and Rs.1.50 per thousand |
| 2) |
10001/-
to 50000/- Minimum Rs.25/- & Rs.2/-per thousand |
| 3) |
50001/-
to 1/-lac Minimum Rs.125/- & Rs.2.50 per thousand |
| 4) |
Above 1/-
Lac Min. Rs.250/- and Rs.2.50 per thousand |
| 5) |
Maximum
Rs.3000/- plus Actual Postage |
|
|
|
52. |
| Collection
of Outstation cheques through another bank |
|
A) |
Location where our bank has a tie-up
with another Bank |
| |
|
| |
|
| |
|
|
B) |
Where bank do not have Tie-up |
| |
|
| |
|
| |
|
| |
|
|
| |
|
Actual charges of Tie-up Bank plus 50% of that charges.+ Plus actual
postage charges. |
| |
| |
| 1) |
For Rs.1/- to 10000/- Rs. 20/- |
| 2) |
For 10001/- to 1/- Lac Rs. 3.50 Per thousand |
| 3) |
For 100001/-to 10/- Lacs Rs. 3. Per thousand |
| 4) |
Above 10/-
Lacs Rs.2.50 per thousand |
|
Plus Actual Charges of other bank |
|
Maximum Rs.5000/- plus postage Rs.20/- per
instrument |
|
|
53. |
Bouncing of cheques Inward |
| Upto
Rs.1000/- |
Rs.25/- |
| 1001/- to
25000/- |
Rs.100/- |
| 25001 to 1/-
Lac |
Rs.200/- |
| 100001 to 5/-
Lacs |
Rs.300/- |
| Above 5/-
Lacs |
Rs.500/- |
|
|
54. |
Bouncing of cheques Local outward cheques |
|
Upto 500/- |
NIL |
|
501 to 5000 |
Rs.10/- |
|
5001 to 10000 |
Rs.15/- |
|
10001 to 25000 |
Rs.
20/- |
|
25001 to 50000 |
Rs.
30/- |
|
50001 to 1/- Lac |
Rs.
50/- |
|
100001 to 5/- Lacs |
Rs.100/- |
|
500001 to 10/- Lacs |
Rs.150/- |
|
1000001 to 25/- Lacs |
Rs.250/- |
|
Above 25/- Lacs |
Rs.500/- |
|
|
Retail Loan |
|
55. |
Loan
Processing Charges
(w.e.f. : 04.08.2008) |
|
Upto 50000/- |
Rs.150/- |
|
50001 to 2/- Lacs |
Rs.
300 /- |
|
200001 to 10/- Lacs |
Rs.300/- for first Rs. 2/- Lacs plus Rs.200/-per next 1/- Lac |
| 10,000,01 &
upto 1/- Cr |
Rs.2000/- for first Rs. 10 Lacs plus Rs.200/-
per next 1/- Lac |
|
1/- Cr. to 5/- Cr |
Rs.20000/- for first Rs. 1/- Cr. plus Rs.
300/- per next Rs. 1/- Lacs |
|
Maximum Rs.1.25/- Lacs/- |
|
|
56. |
Prepayment charges |
For Housing Loan Only
1% of Loan Balance Amount
w.e.f. : 04.08.2008 |
|
57. |
No Due
Certificate |
Rs.15 per
certificate
w.e.f. : 04.08.2008 |
|
58. |
Solvency Certificate
|
|
w.e.f. : 04.08.2008 |
|
Upto Rs. 1/- Lac |
Rs.350/- |
|
Above 1/-Lac |
Rs.500/-plus Rs.200/- per next Lac or part of it. Max.50,000/- |
|
|
59. |
Charges for late
payment of EMI |
2% of EMI amount
(pending Installments) |
|
60. |
Charges for
changing from floating to fixed rate of Interest |
Not Applicable |
|
61. |
Charges for
changing from fixed to floating rate of Interest |
Not Applicable |
|
62. |
Cards |
Not Applicable |
|
63. |
ATM |
Not Applicable |
|
64. |
Credit Card
/Debit Card |
Not Applicable |
|
Miscellaneous |
|
65. |
Balance Enquiry
|
NIL |
|
66. |
Balance
Certificate |
NIL |
|
67. |
Interest Certificate |
For
duplicate only Rs.50 per certificate |
|
68. |
Accounts Closer |
Before 6 months of opening,
Savings Rs.100/- & Current Rs.300/- |
|
69. |
Use
of Fax, Telephone, Modem |
Expenses at actual |
|
70 |
Photo Attestation |
NIL |
|
71. |
Signature Attestation |
Rs.15/- per form |
|
72. |
Stop
payment charges |
Rs.25/- per instruction |
|
73 |
Inoperative Account |
Saving and Current Rs.100 six monthly |
|
Above Charges are inclusive
of Service Tax |
